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EUR/USD 1.0847 ▲ +0.12% EUR/GBP 0.8582 ▼ -0.06% EUR/CHF 0.9820 ▲ +0.03% EUR/JPY 167.98 ▲ +0.28% EUR/CNY 7.8547 ▲ +0.09% DAX 18,492.49 ▲ +0.34% XETRA 2,148.12 ▲ +0.18% BUND 10Y 2.41% ▼ -2 bp XAU/EUR 2,194.80 ▲ +0.71% BRENT €80.92 ▼ -0.22% EUR/USD 1.0847 ▲ +0.12% EUR/GBP 0.8582 ▼ -0.06% EUR/CHF 0.9820 ▲ +0.03% EUR/JPY 167.98 ▲ +0.28% EUR/CNY 7.8547 ▲ +0.09% DAX 18,492.49 ▲ +0.34% XETRA 2,148.12 ▲ +0.18% BUND 10Y 2.41% ▼ -2 bp XAU/EUR 2,194.80 ▲ +0.71% BRENT €80.92 ▼ -0.22%

Private Banking

The MRAIB offering

A full-stack private bank, under one relationship.

Every product below is delivered by a named banker, priced transparently and settled through our single consolidated console.

🏦

Private Banking

Multi-currency current, savings and FD accounts with full API and named relationship manager.

💳

Card Programs

Debit, credit and signature cards on Visa, Mastercard and Amex — with custom spend rails.

🌐

Cross-border Payments

SWIFT gpi, SEPA, Fedwire and local rails across 150+ countries and 38 currencies.

💰

Credit & Lending

Lombard, receivables, real estate, bridge, acquisition — structured against your assets.

📊

Wealth Management

Discretionary, advisory and self-directed portfolios with institutional access to private markets.

🔧

Trade Finance

Letters of credit, guarantees, escrow and commodity financing for importers & exporters.

🔒

Custody

Segregated custody of cash, securities, precious metals and qualified digital assets.

💱

Treasury & FX

Dedicated dealer coverage with institutional spreads, cash sweeps and hedging programs.

Accounts

Choose the tier that fits your balance sheet.

•••• 4201
MRAIB Private

Private Account

Our entry private tier. Minimum deposit $100,000 and access to our full digital console.

  • Min $100k
  • 5 currencies
  • No monthly fee
Open
•••• 7709
MRAIB Signature

Signature Account

For founders and family offices. Named banker, 38 currencies and Lombard line pre-approved.

  • Min $1M
  • 38 currencies
  • Lombard enabled
Open
•••• 0001
MRAIB Obsidian

Obsidian Relationship

By invitation. Dedicated coverage team, private-office concierge and bespoke credit underwriting.

  • Min $25M
  • Bespoke
  • Invitation
Request
Transparent pricing

No asterisks. No mystery fees.

Service Private Signature Obsidian
Monthly account fee $0 $0 $0
Domestic wire (out) $15 Free Free
SWIFT wire (out) $35 $25 Free
FX markup 0.45% 0.25% Spot
Signature debit card Included Included Metal
Lombard facility On request Pre-approved Bespoke
Relationship manager Shared Dedicated Team of 3

Start with a conversation.

Tell us what you bank today. We’ll map it to MRAIB in a 30-minute review.

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