MRAIB was founded in 1987 in Berlin as the banking arm of a mining and commodities group. Four decades later, we are a BaFin-regulated private merchant bank serving the founders, operators and institutions whose balance sheets demand more than retail banking.
We bank the builders: Mittelstand exporters from Düsseldorf, family offices in Munich, tech founders in Berlin, real-estate syndicators in Frankfurt. One office, one banker, one promise.
Your relationship manager owns your file end-to-end. No call-centres, no hand-offs, no “let me transfer you”.
We underwrite thoroughly and answer quickly. If it is a no, you hear it today — not in six weeks.
Segregated custody, SOC 2 Type II, ISO 27001 and BaFin-grade data protection — fully GDPR compliant.
Our oldest client file was opened in 1991. We bank for decades, not quarters.
Vorstandsvorsitzende (Group CEO). Former Head of Privatkunden, Deutsche Bank. Engineer by training, Technische Universität Berlin.
Leiter Kreditgeschäft. 22 years at Goldman Sachs Frankfurt in leveraged finance and structured credit.
Chief Compliance Officer. Former BaFin senior supervisor, ex Gleiss Lutz financial crime group.
We compared MRAIB with three global banks before onboarding. MRAIB was the only one where the person who pitched us on day one is still our banker three years later.TZ Thomas Zimmermann Managing Partner · Zimmermann Kapital, Frankfurt
Let us scope onboarding, limits and credit in a 30-minute introduction under NDA.